What credit score is required to qualify for funding?

We recommend a personal credit score of 680+ for optimal approval odds. However, we have strategies and partners who work with lower scores depending on the file strength, time in business, and revenue.

Do I need to already have an LLC or business set up?

Yes. To access business funding, you must have:

• A registered LLC (or Corporation)

• EIN (Employer Identification Number)

• Business bank account
  We can assist you in setting this up before applying for funding.

Do I need revenue to get funded?

Not always. Some lines of credit and vendor accounts are based on your personal credit and business structure — not revenue. We work with both startups and established businesses to find the right path.

How long does the funding process take?

Most clients begin seeing approvals within 2–4 weeks of completing their business setup. However, funding timelines vary depending on credit profile, documentation, and the type of funding pursued.

What documents will I need to apply?

You’ll typically need:

• Personal ID (driver’s license)

• LLC registration docs (Articles of Organization)

• EIN letter from the IRS

• Voided business check or business bank account info

• Proof of address (virtual address or utility bill)

• Sometimes personal tax returns or pay stubs (for unsecured lines)

Can I use funding for personal or investment use?

Business funding should be used for business purposes, including marketing, supplies, equipment, business purchases, or investment activities tied to the business. We’ll guide you on how to structure things properly.

Do you help with building business credit?

Yes. We offer structured guidance and partner accounts to help you build Tier 1–3 trade lines, Dun & Bradstreet, Experian Business, and more — so your business can qualify without relying on personal credit long-term.

Do you guarantee funding?

No one can guarantee funding — and any company that does is not being honest. But with the right structure and strategy, our clients routinely access $25K–$100K+ in lines of credit, business cards, and vendor accounts.

How much does it cost to get started?

Pricing depends on where you are in your business journey. We offer free consultations, and based on your goals, we’ll present the best package — whether you’re just starting or ready to scale.

How do I get started?

Book a free consultation today using our calendar link here or call us directly at (610) 537‑8590. We’ll assess your business, credit profile, and get you on the path to approval.